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#1
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I try to keep about half of my entire poker bankroll between Neteller and various sites and the other half at my emigrant savings account.
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#2
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I only keep money in sites that I am actually playing at the time. Then I keep a reserve in Neteller. That way if I get offered a reload bonus, I have money ready to deposit.
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#3
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I think this is the best idea. It's the safest too...
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