Do some make it too hard, or do I over simplify?

[omahilo]

If this was a satelite to the WSOP ME or Sunday big tourney and the top 2 spots got a seat then I would seriously consider folding this hand because your almost guaranteed a seat and dont need to get in a huge clash with the big stack with 2 stacks all but out.

But since this is a regular SNG with just money on the line, I would make this call everytime like you and live with the results.