I agree with with your $20 cost on the rebuy tourney. I added an extra $10, which should be more than enough to get through it. If I need to go over the $33 mark, I should cut my losses and part said tourney.
I don't think I'd call it shortchanging myself. Prudent is a better word for it. What if tournament isn't playing out as you planned it would, you begin to tilt and keep on dipping into your bankroll? When do you stop? Till your roll runs out? Or is it best to set a limit?
After all that is said and done, if you still wish to go over the 'set amount', it's easily attainable using your neteller account. I wouldn't suggest it, but it's still easy enough to deposit more on the break, just before the add on period.
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