I agree with you people BUT... you could have 100 to 1 chip lead and still lose
remember the heads up championship with Esfandiari and Lednerer ???
If I had a 2 to 1 lead I would be wary about making a deal but like someone said this might be life changing money. Someone living paycheck to paycheck with 3 grand in the bank sees 100k as a100k and no matter how good your doing if you know you can bank 100 grand your going to do it because even though the chance of only getting 70k or so is real small it's still a possiblity.
P.S. If your living paycheck to paycheck Poker is not a game you should be playing
Unless your REAL good at it