You have more damn problems at your home game!
I don't know FOR SURE on this one, but I believe if neither the board cards nor either players hole cards have not hit the muck yet, then the guy with the straight could still contest for the pot. Saying "it's good" doesn't not constitute a fold, nor would saying "Well, I only have a pair of Kings.......... to go along with my straight!" or something equally stupid and annoying.
Everywhere I play, the cards play themselves. Now, had this person waited about 1 more second until the board cards hit the muck, then it would be too late, because the hand would be over.
That's my take on it, but I'm not certain on this one.
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