I sold him 10% of my action. This is different than "backing."
As for your post, I don't think I get it. One minute you are saying you couldn't "give up that much money," and the next you are saying the exact same amount "isn't that much." Well, which is it?
Also.... why not think about it like I do:
Would you rather play in a $10k tourney with a $56 million prizepool or a $0 freeroll with a $28 million freeroll? If you have loads and loads of $10k bills lying around, sure, put yourself in. But if you don't, why not play in the $28 million freeroll???
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