this is what I did.
1)got a no fee free checking account from a local bank linked to a debit card.
2)deposited $100
3)created a netteller acct and linked it to the free checking account
4)And every cash out thru netteler did an eft that is free but takes like 3 days
That way no other personal info or other account are linked to it
and with the free bank debit card fees are much cheaper
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I like to get my money in when behind, that way I cant get drawn out
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