I am saving for the 50" as well, I only have like 65k right now but I could buy another 25k with ironman medals if I wanted to at any time.
I haven't been playing much on FTP lately, but I used to be iron for several months last year.
I have never spent a single FT Point or FPP. I spent all my party points at once on magazine subscriptions when party quit the US.
edit: I take it back that I NEVER spent a point, but I am sure I have never spent more than 100 on anything and probably less than 1000 points ever on either site.
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